Growing Together with Djoin

Enabling Digital Financial Inclusion

Turning Ideas into Reality

Get to Know Djoin, the Game Changer for Microfinance Institutions

Djoin is a startup dedicated to building a comprehensive digital finance ecosystem to serve microfinance institutions, aiming to enhance the welfare of grassroots communities

Our Vision, Our Mission

“Building an inclusive financial system for those without banking access and underserved groups in Indonesia using technology, data, and partnerships”

Synergizing microfinance institutions through digitalization initiatives for financial services aimed at “grassroots communities”

Integral partner for financial institutions to drive the sustainability of “grassroots communities”

Unlocking potential and building trust among “grassroots communities” in microfinance institutions

Aiding “grassroots communities” in tackling the decrease in financial transaction initiatives by allowing access to a variety of non-credit financial services

Go Digital. Grow Stronger

We have become partners for dozens of modern microfinance institutions

Trusted by over 100 leading cooperatives

K+

Delivering financial inclusion and direct benefits to more than 300,000 people in several areas of Indonesia, such as Bali, East Java, NTB, NTT, South Sulawesi, Maluku, and Papua

Cooperatives have managed to reduce their NPLs by 56%

Insights and Inspiration

The Success Journey of Our Partners

Solutions for Microfinance Institutions

We are committed to providing holistic services to microfinance institutions, enabling them to continue to thrive and grow with the support of digital platforms and other services to address current challenges